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| Karma Claims Guarantee |
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| About Us |
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| Karma is a trading name of P J Hayman & Company Limited who are authorised and regulated by the Financial Services Authority. Our Registration number is 497103. You can check this on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234. |
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| Registered Office: Stansted House, Rowlands Castle, Hampshire, PO9 6DX. Registered in England No. 2534965. |
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Travel - Medical Conditions Insurance  |
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| Here are the many stabilised medical conditions we insure without any additional charge: |
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 | Allergies or Adverse Reactions to certain substances such as foods or medication |
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| Alzheimer’s Disease provided the insured in accompanied by an insured “fit” carer and subject to £250 excess for cancellation and curtailment claims arising directly from the condition. |
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| Asthma provided the condition is stable by use of puffer administered medication, severe conditions requiring use of a nebuliser are excluded, but may be covered by proceeding to medical underwriting. |
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| Diabetes. |
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| Disability or impairment which effects any of the following categories of capacity: mobility, manual dexterity, physical co-ordination, continence, ability to lift or carry everyday objects, speech, hearing, eyesight, memory, concentration, ability to learn or understand. |
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| Epilepsy provided the condition is stable enough to consider the insured to be fit enough to hold a valid UK driving licence (seek GP advice if in doubt) |
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| Haemophilia (but no hazardous or extreme activities including winter sports). |
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| Hypertension or high blood pressure controlled on two or less types of medication |
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| Hypothyroidism. |
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| Hormone Replacement Therapy. |
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| Multiple Sclerosis: conditions as Alzheimer’s. |
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| Parkinson’s Disease: conditions as Alzheimer’s |
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| For all other conditions not listed above, we provide easy online medical underwriting for most medical conditions not included free. |
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Why Karma?
- Instant quote and cover
- Easy monthly payments
- Complete on-line service
- Eco friendly
- Our unique claims guarantee for your complete protection
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Remember
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| The average family throws out six trees in packaging and waste paper every year – please respect our environment and be green by example, only print this information and attachments if you have to. Thank you. |
| Every purchase you make with Karma helps the World Land Trust to conserve our environment.
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