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Karma is a trading name of P J Hayman & Company Limited who are authorised and regulated by the Financial Services Authority. Our Registration number is 497103. You can check this on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.
Registered Office: Stansted House, Rowlands Castle, Hampshire, PO9 6DX. Registered in England No. 2534965.
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Long Stay Travel Insurance

Get a Quote Cover at a Glance

Ideal for Backpackers, Gap Year travellers or year study trips abroad

Karma Insurance offers long stay travel insurance for backpackers, gap year travellers or a year’s study abroad. It is a cheaper alternative to a single trip travel insurance policy and offers you a range of special extras such as sports protection which you might need along the way. And what’s more – you can be covered for up to 13 months of travel!
With our long stay travel insurance, you can benefit from:
Cover available for up to 13 months and up to age 35
240 sports and activities included free of charge including hazardous and extreme sports
Free Search and Rescue included
Emergency Medical Assistance by IMR (International Medical Rescue)
Free access to basic GEOS Worldwide travel advice with upgrade options available for your complete peace of mind
Paid or unpaid work covered free of charge (see policy conditions)
Insurance for you and your travelling friend or relative on the same policy
Protection against failure of Airline/Travel Provider, Hotel/Accommodation Provider of Hire Car. If you are using smaller internal operators this happens more often than you might think!
A unique, easy to carry plastic Membership Card containing all the information you need to know should you need to make a claim
All of your documents emailed to you so that you have access to your policy details from anywhere in the world. Learn more about our commitment to the planet with World Land Trust.

Additional Options

Travellers Legal Expenses to recover your losses if things go wrong
Winter Sports & Golf packages
Get a Quote Cover at a Glance
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Why Karma?

  • Instant quote and cover
  • Easy monthly payments
  • Complete on-line service
  • Eco friendly
  • Our unique claims guarantee for your complete protection
Remember
The average family throws out six trees in packaging and waste paper every year – please respect our environment and be green by example, only print this information and attachments if you have to. Thank you.
Every purchase you make with Karma helps the World Land Trust to conserve our environment.