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Karma Insurance Services is an authorised representative of Lloyd Wright Consultants Ltd, who are Authorised and Regulated by the UK Financial Services Authority for the transaction of insurance in the UK and cross border transactions within the European Union. Registration Number 313334.
Represented at
Lloyd's of London
Travel - Travel Agent Insurance  
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If you book through a travel agent / tour operator
The Travel Agent or Tour Operator makes a big commission which is why Karma can sell to you direct at low prices.
The package travel Directive does not protect you if your flights and hotels are booked separately.
They do not cover hire car companies.
If your travel agent makes mistakes who do you turn to?
You need our legal expenses insurance.
Why you cannot buy this insurance cover:

The insurance industry makes most of its money from travel agents, tour operations and airlines and selling their products via them. The last thing they want is for you to have the capability to sue at no cost to you if things go wrong. Karma can give you total peace of mind.
Our cover is very comprehensive and gives you many options which can either give you more peace of mind or save you money.
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The average family throws out six trees in packaging and waste paper every year – please respect our environment and be green by example, only print this information and attachments if you have to. Thank you.
Every £100.00 you spend with Karma helps the World Land Trust to conserve our environment.