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Karma Insurance Services is an authorised representative of Lloyd Wright Consultants Ltd, who are Authorised and Regulated by the UK Financial Services Authority for the transaction of insurance in the UK and cross border transactions within the European Union. Registration Number 313334.
Represented at
Lloyd's of London
Travel - Medical Conditions Insurance 
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Here are the many stabilised medical conditions we insure without any additional charge:
Allergies or Adverse Reactions to certain substances such as foods or medication
Alzheimer’s Disease provided the insured in accompanied by an insured “fit” carer and subject to £250 excess for cancellation and curtailment claims arising directly from the condition.
Asthma provided the condition is stable by use of puffer administered medication, severe conditions requiring use of a nebuliser are excluded, but may be covered by proceeding to medical underwriting.
Diabetes.
Disability or impairment which effects any of the following categories of capacity: mobility, manual dexterity, physical co-ordination, continence, ability to lift or carry everyday objects, speech, hearing, eyesight, memory, concentration, ability to learn or understand.
Epilepsy provided the condition is stable enough to consider the insured to be fit enough to hold a valid UK driving licence (seek GP advice if in doubt)
Haemophilia (but no hazardous or extreme activities including winter sports).
Hypertension or high blood pressure controlled on two or less types of medication
Hypothyroidism.
Hormone Replacement Therapy.
Multiple Sclerosis: conditions as Alzheimer’s.
Parkinson’s Disease: conditions as Alzheimer’s
For all other conditions not listed above, we provide easy online medical underwriting for most medical conditions not included free.
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