email
password
Forgot your password?
Karma Claims Guarantee
Who insures you - our partners
Customer Comments
Karma's Awards
Karma in the News
Useful Information
About Us
Blog
Home
Karma Insurance Services is an authorised representative of Lloyd Wright Consultants Ltd, who are Authorised and Regulated by the UK Financial Services Authority for the transaction of insurance in the UK and cross border transactions within the European Union. Registration Number 313334.
Represented at
Lloyd's of London
Travel - Legal Insurance  
<- Back to travel product page

What you need to cover for but you are not usually insured for:
What happens if your dream holiday or important trip turns into a nightmare?
There are more complaints in my one year against Tour Operations, Airlines, Hire Car Companies and Hotels than in any other area.
As an Independent Traveller you are not protected by the Package Tour Directive. Booking through a Travel agent does not protect you if your Flight / Travel and Accommodation are booked separately. You do not have the time, money or patience to sue people if things go wrong.
If you book on the internet you are ever more exposed as some suppliers are not even UK based.
Booking through a Travel Agent does not protect you
a) If you book your hotel and flight separately as the Package Travel Directive does not apply.
b) You are not protected against the failure of the Hotel, Airline or other operator or the hire car company.
c) You do not have the time, money or the patience to sue the causes of the problem if things go wrong.
Karma offers you Traveller’s Legal Expenses cover for only £5.25 per policy (not per person) or 0.85 per month an our Multi–Trip policies – Our cover is backed by one of the UK’s leading Law Firms and gives you £25,000 cover.
Karma provides FREE OF CHARGE cover against of your Hotel or Accommodation Provider, Airline or Transport Provider and Hire Car Company. – Complete Passenger Protection.
Why doesn’t anyone else do this?
Insurers are often providing cover to the leading tour operators and airlines; they see the cover we offer as detrimental to their larger client’s interests. Karma looks after you first!
Our unique plastic membership card provides all the information you need to make a claim at home or abroad and is easy to carry with you so if anything happens it is on your person.
home | about us | press release archive | partner info | contact us | ecology | legal | links | sitemap

Why Karma -
e-commerce at it's best

Commitment to our planet
Find out more
Remember
The average family throws out six trees in packaging and waste paper every year – please respect our environment and be green by example, only print this information and attachments if you have to. Thank you.
Every £100.00 you spend with Karma helps the World Land Trust to conserve our environment.