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Karma Insurance Services is an authorised representative of Lloyd Wright Consultants Ltd, who are Authorised and Regulated by the UK Financial Services Authority for the transaction of insurance in the UK and cross border transactions within the European Union. Registration Number 313334.
Represented at
Lloyd's of London
Travel - 70+ Insurance  
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If you are over age 70 the Travel Insurance industry has selected against you. We know our new Karma 70+ Travel Insurance will give you the cover you need at a fair price.
If you have a medical condition stabilised by drugs we will insure you at our normal terms if you can agree our declaration.
Online medical underwriting is available if you cannot agree our Declaration and this does not always result in an extra premium.
A discount of 10% for 2 people travelling together. This can be your partner or a travelling companion who is not related.
Individual Underwriting means you are not penalised twice if only one traveller has a medical condition.
Emergency Services from IMR – International Medical Rescue.
Free access to GEOS Worldwide travel advice and Rescue Service with upgrade options your cover.
As an independent traveller what happens if you Dream Holiday goes wrong?

You can purchase travellers’ legal protection from us for only £5.25 (per policy not per person) so if things go wrong you have the support of one of the UK’s leading law firm to protect your interests. This includes cover under the new European Union Directive for airlines which many seen to be ignoring unless you use a solicitor.
We provide free cover against failure of your Airline or Transport Provider, failure of your Hotel or Accommodation Provider and Hire Car Company.
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