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Our Travel Product  |
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| Get Your Quote Now |
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| Please click on one of the icon below to open the quoting engine |
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| Question / Answer |
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| Q: | What happens if your holiday or travel arrangements go wrong? |
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| A: | There are more complaints against Holiday and Tour Operators than anybody else each year |
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| Q: | What happens if your Airline or other Transport Provider, Hotel or Accommodation Provider and Hire Car Company ceases to trade before your travel, or when you are there? |
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| A: | At Karma we have thought about all these things: |
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| You probably do not realise |
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| More people are booking independent holidays via the internet or
Making individual arrangements via Travel Agents and Tour Operators
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| These arrangements are not insured under the package tour directive so ABTA compensation may not apply
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| The European Air Travel Directive applies to all airlines including low-cost, but they often ignore it if you try to claim, unless you take them to court
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| Karma are pleased to offer our unique product which includes as standard:
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 | Complete Travellers Protection |
| Failure of Airline or Transport Provider, failure of your Hotel or Accommodation Provider and hire car arrangements FREE of charge |
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| Travellers Legal Expenses Insurance at giving you £25,000 cover and the services of one of the UK’s leading law firms at a cost of only £5 per policy for single trip or 0.85p per month on multi-trip policies to enable you to sue the airline and/or tour operator or agent who spoilt your dream holiday or your trip.

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Your Choices
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| Single trip and Multi-Trip – up to age 69 |
| Gap Year, Year Study Abroad, Backpackers |
| Single trip and Multi-Trip – up to age 69 |
| We offer single trip cover at fair prices without upper age limit. |
| Cover you need at a fair price and we will insure many stabilised medical condition without charge and easy online underwriting for other conditions. |
| Up to 20 people – Stag nights, Hen parties, Weddings, Anniversaries, and Conferences, Sports Teams, any Groups at all with legal protection. |
| Up to Legal Expenses Cover £25,000 cover if your holiday goes wrong. |
| Why you should buy your Travel Insurance from us. |
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Your Options – All or most of the following options are available or included on all our policies.
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 | Travellers Legal Expenses | |  | Delete Cancellation & Curtailment |
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 | Extreme or Hazardous Sports | |  | Online Medical Underwriting for most other medical conditions |
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 | Golf | |  | Free access to GEOS Worldwide travel advice with upgrade options |
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 | Delete Policy Excess | |  | Discounts for 2 people travelling together |
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 | Delete Baggage & Money Cover | |  | Group Travel |
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 | Many Medical Conditions Included | |  | Standard cover up to age 69 – Senior Citizens 70+ cover |
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 | Complete Travellers Protection | |  | Winter Sports |
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 | Business | |  | Double Policy Excess |
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Why Karma - e-commerce at it's best
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Remember
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| The average family throws out six trees in packaging and waste paper every year – please respect our environment and be green by example, only print this information and attachments if you have to. Thank you. |
| Every £100.00 you spend with Karma helps the World Land Trust to conserve our environment.
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