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Karma Insurance Services is an authorised representative of Lloyd Wright Consultants Ltd, who are Authorised and Regulated by the UK Financial Services Authority for the transaction of insurance in the UK and cross border transactions within the European Union. Registration Number 313334
FSA Key Fact
Represented at
Lloyd's of London
Our Products
Market Sectors
We offer products in the following sectors:
Unique Products
Karma offers a unique range of custom designed products, tailored to your needs.
You will not find the products anywhere else.
Our market research results in policies which provide what you need, not what someone else decides you are entitled to, or is suitable for you.
All our products allow you to customise our offerings to your exact requirements
YOU DECIDE WHAT IS BEST FOR YOU......
At every point you are guided to help you make the right decision. Our site is transparent. You can easily find what is covered, and what is not.
We are fully Authorised and Regulated by the UK Financial Services Authority for transactions within the UK, and across border transactions within the EU
In addition we also transact business worldwide where our Insurers are permitted
Base of Use
Our website is easy to use, rapid and logical, using the latest technology
Simple Monthly Policies
You purchase cover as a single premium or a monthly policy. You have no long term committed, but also you have no worries. Cover does not cease after 12 months. You can continue cover for as long as you like and amend it simply and easily through your client’s area at any time.
24 Hour Claims Service
Report your claim by telephone at anytime you like
Unique Plastic Membership Card
No need to look for your policy – your membership card tells you all you need to know and how to claim
Member’s Area
Once you have purchased a product from Karma you can access everything from this area including what you are insured for, how to claim, and what you have claimed for. In addition you can easily buy additional cover or amend what you already have. You can also telephone us for advice or assistance, or e-mail us.
Eco-Friendly Policy
We will not post you huge amounts of paper. All your documentation will be e-mailed to your member’s area, and you can print out exactly what you wish, if your wish, or need to. You cannot lose it! Each £100.00 you spend with Karma helps the World Land Trust to conserve our environment.
Group Policies
Our Group Policies are only available to the special groupes listed via your own access code which will be supplied directly to you via your scheme coordinators. Just select Group Schemes on our home page.
Pay by Cash or Cheque via the Internet
Our unique facility with Pay Point allows you to purchase via the internet and pay by cash or cheque at one of their 16,000 outlets.
Pay Point
Click here to find your nearest Pay Point outlet.

Remember
Karma - Cover with a Conscience
The average family throws out six trees in packaging and waste paper every year – please respect our environment and be green by example, only print this information and attachments if you have to. Thank you.
Every £100.00 you spend with Karma helps the World Land Trust to conserve our environment.
“I got a great service from Karma Insurance”
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Our commitment to our planet
Every £1.00 you spend with Karma helps conserve our environment.
World Land Trust
is an international UK based Conservation Charity that has helped purchase or protect over 250,000 acres of rainforest.
We accept the following payments
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