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Karma is a trading name of P J Hayman & Company Limited who are authorised and regulated by the Financial Services Authority. Our Registration number is 497103. You can check this on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.
Karma Insurance Services Limited. Registered Office White House, Wollaton Street, Nottingham, Nottinghamshire NG1 5GF United Kingdom. Registered in England No. 4245182.
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Travel! Got it covered?

Welcome to Karma Insurance

Karma Insurance is an internet-only insurer where you can buy travel insurance quickly and easily with a monthly payment scheme.
Get instant quotes whether it is for backpackers travel insurance, travel insurance for senior citizens, business travel insurance, multi trip or single travel insurance and more.
With Karma Insurance, benefit from:
  • Wide cover at the best prices
  • Generous medical and disability cover as standard, including diabetes
  • Optional legal expenses cover to protect you from the "holiday from hell"
  • Free complete traveller protection to protect against failure of service providers
  • Online medical screening to give you the cover you need in premium
  • A Gap Year and backpacking/year study abroad option
  • A hazardous and extreme sports option
  • A 70+ option with no upper age limit
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Travel

  • Wide acceptance of medical conditions and disabilities at no extra charge
  • Protection from the "holiday from hell" and airline failure
  • Get online medical screening
  • 240 hazardous/extreme sports covered
  • Age up to 69 and 70+ policy available
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Senior Citizens 70+

  • 24 hr Emergency Medical Assistance from AXA Assistance
  • A discount of 10% for 2 people travelling together
  • Individual Underwriting
  • No upper age limit



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Long Stay

  • Discounted rates for Gap Year and Year Study Abroad
  • Cover available for up to 13 months & Up to age 35
  • Search & Rescue included free of charge
  • 240 sports and activities included free of charge

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Why Karma?

  • Instant quote and cover
  • Easy monthly payments
  • Complete on-line service
  • Eco friendly
  • Our unique claims guarantee for your complete protection

Group Travel

  • Up to 30 people – Stag nights, Hen parties, Weddings, Anniversaries, and Conferences, any Groups at all with legal protection.
  • We offer cover on 240 sports and pastimes including Hazardous and Extreme.
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